Disney Vacation Club (DVC) is Disney's vacation ownership program. Members purchase a real-estate-based ownership interest associated with a home resort and receive Vacation Points used to make reservations, subject to the program rules and availability.
DVC continues to operate a points-based system in 2026, with annual dues attached to ownership and options to use points at DVC resorts and, subject to program terms, other vacation destinations.
Vacation Points, annual dues and your home resort
DVC points represent the use rights connected with an ownership. Members can generally use, bank or borrow points under the applicable rules, while annual dues remain an ongoing obligation.
Booking availability varies by resort, room type and reservation window. Disney's own materials make clear that exchange and reservation options are subject to availability and program rules.
Why owners look for a way out
- Annual charges connected with Disney Vacation Club have become difficult to justify.
- The Disney Vacation Club ownership is no longer used enough to justify its ongoing cost.
- The booking rules or availability connected with Disney Vacation Club no longer suit the owner's travel plans.
- Later Disney Vacation Club upgrades, points or additional interests did not resolve earlier concerns.
- A change in personal, family, health or financial circumstances has made the Disney Vacation Club commitment harder to keep.
- The owner wants a documented end to the long-term Disney Vacation Club commitment.
Complimentary, no-obligation consultation
Want to leave Disney Vacation Club?
If DVC ownership no longer suits the way your family travels, ACC can review the contract, home resort, points position and outstanding obligations and explain the routes available for ending the ownership.
Request a consultationFrequently asked questions
Questions about Disney Vacation Club
Yes. Disney describes DVC as a vacation ownership program, and its legal documents identify ownership interests in DVC resorts.
Yes. Annual dues are part of DVC ownership and are governed by the relevant resort and club documents.
Yes. ACC can assess the specific ownership and explain available relinquishment or cancellation options.